Moko AfrikaRemittance API

The DRC corridor for cross-border remittance. One integration for every DRC mobile wallet and cash pickup — with local compliance, FX and settlement handled for you.

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API reference

Postman collection

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Instant delivery

Money arrives in the beneficiary's mobile wallet in under 30 seconds via M-Pesa, Airtel Money, Orange Money or AfriMoney.

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Compliance built-in

FATF R.16 name matching, BCC RTS Art.66 KYC fields, sanctions screening (ScreenShield), enforced on every transaction at the API boundary.

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8 African corridors

Send from Uganda, Nigeria, Kenya, Tanzania, Rwanda, South Africa, Ghana — all converging to the DRC last mile.

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4 mobile operators

M-Pesa (Vodacom), Airtel Money, Orange Money, AfriMoney — full coverage across DR Congo, plus FBN Bank cash pickup.

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Developer-first API

REST + Basic auth. Postman collection with 40+ tests. Full integration guide. Sandbox from day one.

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Signed callbacks

HMAC-SHA256 signed webhooks with tolerance window and replay protection. Fernet encryption at rest for all PII.

What you can build

Inbound remittance flow (partner sender → DRC beneficiary) via POST /inbound
Beneficiary name verification pre-flight via POST /account-lookup
Transaction status polling and full lifecycle timeline
Wallet management (balance, top-up, history) from the dashboard
Live FX rates with 6-hour refresh cycle for every supported corridor currency

Where to next

New to the API? Start with the Introduction and the Register & log in walkthrough.
Ready to send? Jump to POST /inbound — it's the endpoint you'll use most.
Need the Postman collection? Download it with an environment file and 40+ pre-built test cases.

Latest changes

v2.2 (2026-08-14) — reason_of_transaction enum extended with 12 Wakapay-aligned values.
v2.1 (2026-08-13) — 8 KYC fields on /inbound promoted from soft-required to hard-required (BCC RTS Art.66 + FATF R.16).
v2.0 (2026-06-25) — Mandatory expected_receiver_name, live name match, /transactions/{ref}/timeline, multi-currency sender support.

Full changelog →